Open Enrollment Dates: October 16, 2023 – October 31, 2023
All employees must complete the 2024 Declaration of Healthcare form. This is an annual requirement. All benefit eligible employees (17.5+ hours/week) must complete the 2024 FSA Election Form (even if not electing an FSA). See the slides below for more detailed information.
2024 Open Enrollment Guidance Slides
What forms do I need to fill out?
2024 Open Enrollment Decision Making Flowchart
The HR team will be visiting each school for Q&A sessions. See the flyer below for the date and time we will be at your school. You do not need to attend this sessions if you do not have any questions, but feel free to stop by! If you need assistance filling out any forms, please bring your laptop with you and we can help you through the process.
2024 Open Enrollment On-Site Q&A Dates and Times
We will hold a Virtual Q&A session on Google Meet on Friday, October 27th from 10:00am – 12:00pm for anyone not able to attend other dates and times. The link to the virtual meeting is below:
Who qualifies for benefits and when?
Benefits Eligibility Chart
All employees working 17.5 hrs/week (FTE 0.5) or more are eligible for health insurance. Dental and Life Insurance is available to employees working 30 hrs/week (FTE 1.0)* or more with effective coverage start date varying depending on position/union (See chart linked above).
*Teachers working 17.5 hrs/week (FTE 0.5) or more are eligible for Dental and Life Insurance
COST COMPARISON
Licensed Employees are those hired in a Teaching or Administrator role under the BEA or BAA collective bargaining agreement. All other employees are considered Non-Licensed Employees, even if they hold a professional license in another field.
Cost Comparison for Licensed Employees
Cost Comparison for Non-Licensed Employees
Comparison Grid VEHI Health Plans FY24 Rates
PLAN COMPARISON
BSD offers 4 plans to all benefits eligible employees: Platinum, Gold, Gold CDHP, and Silver CDHP. All 4 plans provide the same healthcare services, the difference is in how they are paid for. The difference between Licensed and Non-Licensed plans is in the HRA/HSA Contribution amounts available. All other costs are the same.
Plan Comparison for Licensed Employees
Plan Comparison for Non-Licensed Employees
PREMIUM SHARING DOCUMENTS
To best see how much you would need to pay for health insurance through BSD, view the appropriate Premium Sharing Document below. BSD pays 80% of the premium costs for Silver CDHP and Gold CDHP plans. For Gold and Platinum plans, BSD contributes 80% of the Gold CDHP premium rate to those plans. The green highlighted sections in each chart indicate the amount the employee is responsible for. The number of pay periods for each group is indicated by the “Number of Premium Deductions per Year” text at the top of each page.
Licensed Teachers & Administrators (BEA & BAA)
Non-Licensed Paraeducators (BEA-P)
Health Insurance for the Burlington School District is administered by BlueCross BlueShield of Vermont. Enrolled employees can view benefit details, check on claims, and more by visiting the BCBSVT Member Resource Center or the Vermont Education Health Initiative (VEHI) Benefits page
For assistance resetting your password, call 877-814-9909.
For general questions, call Customer Service at 800-247-2583.
VEHI Blue Cross Blue Shield (BCBS) Enrollment Book
Telemedicine Services are provided through Amwell. Learn more about telemedicine through Amwell or download the Amwell App.
SUMMARY OF BENEFITS FOR VEHI HEALTH PLANS
Summary of Benefits – VEHI Platinum Plan 2023
Summary of Benefits – VEHI Gold Plan 2023
Summary of Benefits – VEHI Gold CDHP Plan 2023
Summary of Benefits – VEHI Silver CDHP Plan 2023
BENEFIT DESCRIPTION WRAP DOCUMENTS
VEHI Benefits Description Wrap Document – All Groups Excluding BEA-Paraeducators
VEHI Benefits Description Wrap Document – BEA Paraeducator
If you are eligible for group health insurance and opt-out and have comparable, alternative group health insurance coverage, you are eligible to receive a cash-in-lieu (CIL) payment. However, employees will not be eligible for a CIL payment if the employee is simultaneously receiving health care benefits from the same or another school employer. The current cash-in-lieu rates can be found here:
FY23 Cash-In-Lieu (CIL) Rates (effective January 1, 2023)
Dental coverage is provided to eligible BSD employees at NO COST to the employee. Employees may elect to add their spouses and family members as dependents to their dental plans for an additional charge. See the cost sharing document below for information on the rates associated with adding dependents.
To print a temporary ID card or view the full plan document, please log into your Cigna portal at MyCigna.com. Cigna Member Services 24/7/365: 800-244-6224
HRA
Burlington School District offers an annual contribution (See amounts below) to a Health Reimbursement Arrangement (HRA) for employees enrolled in any of the four health insurance plans offered through BSD at no cost to the employee. An HRA is used to pay for employee out of pocket healthcare expenses not covered by insurance. This includes deductibles, copays, and prescription costs. Employees must enroll in the HRA to receive benefit. Any funds remaining in the HRA at the end of the calendar year are retained by BSD.
Licensed Employee:
Single – $1,900
Family/Spouse – $4,000
Non-Licensed Employee:
Single – $2,200
Family/Spouse – $4,400
How Health Reimbursement Accounts Work
All reimbursement accounts are administered by DataPath Administrative Services. Website: https://datapathadmin.com/vermont/ Phone: 866-207-3028 Email: vtsupport@datapathadmin.com
Claims should be submitted on the MyRSC website or app. How to log into MyRSC
HSA
Health Savings Accounts (HSA) are only available to employees enrolling in the Silver CDHP plan offered through BSD. BSD makes an annual contribution (same amount as HRA contribution) at no cost to the employee. An HSA is used to pay for employee out of pocket healthcare expenses not covered by insurance. This includes deductibles, copays, and prescription costs. Employees must enroll in the HSA to receive benefit. Any funds remaining in the HSA at the end of the calendar year remain in the account and continue to collect interest. These funds will remain available to the employee even after separation from BSD. Additionally, you can choose to make additional contributions to your HSA (but there is no requirement to do so in order to receive the annual contribution from BSD)
*If you enroll in the Silver CDHP plan, you may choose an HRA or HSA, but not both.
FSA and DCA
Flexible Spending Accounts (FSA) and Dependent Care Accounts (DCA) are available to all employees. Please refer to your bargaining unit’s Cost-Share documents for eligibility determination. (You cannot enroll in both an FSA and HSA, but HSAs have a function built in that works similar to an FSA – Employee Contributions). Enrollment forms can be found in your Records portal.
Are you enrolled in the Flexible Spending Account or Dependent Care Assistance Plan? You can access your FSA and DCAP information through the Summit Portal. Learn how to Register and access your Summit Portal.
FSA Enrollment Booklet (includes DCAP Information)
Dependent Care Recurring Expense Form (to be submitted directly to DataPath)
Dependent Care One-Time Expense Form (to be submitted directly to DataPath)
Notice: There is a 45 day run-out period for FSA and DCA Plans. This means claims must be submitted in the first 45 days of the current calendar year for the previous year’s expenses.
Burlington School District offers group term life insurance through Horace Mann. Coverage is paid by the district and available to eligible employees at NO COST to the employee in the following amounts.
- $25,000 for Paraeducators and Food Service employees
- $50,000 for Administrators, Bus Drivers, Office Personnel, Non-aligned employees, Teachers, Property Services and Technology Support
- Optional $37,500 is available at an employee cost to Administrators, Bus Drivers, Office Personnel, Non-aligned employees, Teachers, Property Services and Technology Support
Group Term Life Insurance CertificateOptional Group Term Life Insurance Certificate
To learn more about the Vermont State Teachers’ Retirement System (VSTRS), visit the Vermont Treasurer’s Office website. To learn more about the Burlington Employees’ Retirement System, visit the City of Burlington website.
SoulShine Power Yoga – Employee receive 20% off fully priced drop-in classes and class passes, as well as 10% OFF all fully priced retail items.
Headspace – Through science-backed meditation and mindfulness tools, Headspace helps you create life-changing habits to support your mental health and find a healthier, happier you. This mental health app is free to employees.
Down Dog – Employees receive free membership to six fitness apps powered by Down Dog. When signing up for your account, use your BSD email address.
Church Street Marketplace Discounts – BSD Employees are eligible to receive discounts at many of our favorite local stores along Church Street!
TALENTED/RECORDS PORTAL LOGIN
NAVIGATING DOCUMENTS ON TALENTED/RECORDS
COMPLETING ENROLLMENT FORMS
For more information please contact Wayne Hazard: 802-864-2159 ext. 71701.
To schedule an appointment to discuss these benefits and how they can help you, please complete this Appointment Request Form .
